Payment Options For Dental Care

At JD Howard, we offer many ways to pay for your care.

How to Pay For Your Dental Care

When you schedule appointments with us, the last thing we want you to stress about is financials. We will work with you to ensure you can receive the care you need. If you have any questions about how to pay for your care, please give us a call or speak to someone during your appointment.

Paying For Your Care

We accept Visa, MasterCard, Discover, American Express, Personal Checks, and Money Orders.

Accepted Dental Insurance

JD Howard accepts many dental insurance plans, including Aetna, Altus, Anthem, Assurant, Cigna, Guardian, Metlife, Northeast Delta, United Concordia, and United Healthcare. Is your insurance not listed? Give us a call to confirm acceptance. While we may be out of network with a limited number of insurance plans, fees may be similar or even less. We’re happy to verify insurance coverage before your first visit to make your experience quick and seamless.

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Pay Over Time

JD Howard Dental partners with Sunbit, a new way to get the treatment you need and pay over time. Sunbit offers patients a way to split their bill into monthly payments up to 72 months.

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Care Credit

Care Credit is a third-party healthcare credit card that helps finance healthcare-related costs. Care Credit extends special financing options that you can’t get when using your Visa or MasterCard. Whether you use your healthcare credit card to cover your deductible or pay for treatments and procedures not covered by insurance, CareCredit helps make them possible today.

Essential Dental Plan

JD Howard Dental accepts Essential Dental Plan, allowing members to receive the dental care they need at the savings they can afford. Get instant access to significant savings on all dental services plus free exams and x-rays. Choose individual, two-individual, or family coverage and enjoy peace of mind knowing you can maintain your oral health. Essential Dental Plan is not insurance.

Frequently Asked Questions

Do you accept any discount dental plans?

JD Howard accepts Essential Dental, a dental savings plan that provides immediate savings on dental care for you and your family. The plan has no waiting period and no annual maximums. Exams and x-rays are free. Individual, 2 individuals, and family memberships are available starting at $99. For more information and to enroll, visit essentialdentalplan.com. Essential Dental is not insurance.

I'm concerned about cost. What are my payment options?

At JD Howard, you have a lot of options. New patients can take advantage of the New Patient Offer and pay just $57 for an exam, all necessary x-rays, a cleaning, and a treatment plan. Our fees are competitive, and we will carefully review the costs of your treatment with you and discuss payment options. And now you can pay over time with Sunbit, which allows patients to split their bill into monthly payments up to 72 months with an approval rate of over 85% of patients, even those with lower credit scores. Please call your practice to speak to a patient care representative about your payment options.

Can I pay over time for my dental care?

Yes, you can now pay over time with Sunbit, which allows patients to split their bill into monthly payments up to 72 months with an approval rate of over 85% of patients, even those with lower credit scores. It’s an exciting program that helps patients get the treatment they need for a healthy, confident smile. Learn more about how you can get your dental care today and pay over time.

Will my insurance cover cosmetic dental care?

Insurance coverage and out-of-pocket expenses for cosmetic treatment vary. Our practice will work with your insurance provider to verify coverage and will provide you with different treatment options to achieve your cosmetic goals. We will review treatment options with you and help you find a payment option for your needs and your budget.

Does health insurance cover dental work?

Health insurance and dental insurance are two different types of coverage. Some procedures such as oral surgery may be covered under your health insurance. Call your office and speak with a Patient Care Representative to learn more.

Do I need dental insurance to get braces?

No. Braces are available to all patients regardless of dental insurance! We offer several payment options including No Money Down and monthly payment plans with autopay.

Does dental insurance cover implants?

Most dental insurance plans cover dental implants. Each plan is different so contact your dental insurance company for full details.

Does JD Howard Dental accept Medicare?

JD Howard Dental accepts most dental insurance plans but does not currently accept Medicare.

Does JD Howard Dental accept Medicaid?

JD Howard Dental accepts most dental insurance plans but does not currently accept Medicaid.